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Help to Buy – a “mortgage debt escalator”?

Help to Buy – a “mortgage debt escalator”? By Martin Wicks Like all the other coalition government housing policies Help to Buy is already a resounding success. It must be, the government says so. In a press release it boasts that HTB “puts a new generation of home owners on the housing ladder”. Well, not exactly a generation, but 2,384 applications. According to the government the average lending taken out by these people is “around £155,000 for houses worth £163,000.” They face an average monthly payment of £900 and, apparently have an average annual household income of £45,000. [continue...]

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